Not too long ago, I met with a bunch of nice people from Merrill Lynch. They said if I hired them as financial advisors, I'd get preferred treatment if I ever needed a loan. So I asked for a loan of $62 billion to buy Disney. They didn't even bother to process my application.
Don't ever trust the bankers who tell you that you are their preferred customer. Sure, they promise the sky, but when you actually ask to borrow $62 billion to buy Disney, they'll just ignore you.